Boat/Watercraft Insurance

Does your vessel have appropriate insurance? While boat and watercraft insurance is not required in the state of New York, it is best to have it -- not only to protect your investment but to protect yourself and your loved ones. Did you know that over half of boating accidents result in injury?

Salvione Insurance Agency, Inc. is here to help New York residents get the coverage they need for their boats and watercraft. Our agency covers a multitude of boats and watercraft including:

  • Jet skis
  • Variety of Powerboats
  • Sailboats
  • Yachts
  • Trailers

Over one million privately owned watercraft vessels are in use today, with approximately 5,000 accidents that result in injuries or death per year. Collisions are the most common cause of injuries and death. The top five contributing factors to boat and watercraft injuries or death include:

Top Five Accident Causes

  1. Careless/Reckless Operation (570 accidents – 43 fatalities)
  2. Operator Inattention (562 accidents – 55 fatalities)
  3. Operator Inexperience (406 accidents – 42 fatalities)
  4. Excessive Speed (401 accidents – 39 fatalities)
  5. Hazardous Waters (312 accidents – 57 fatalities)

Due to the multiple types of boating accidents, Salvione Insurance Agency, Inc. will gladly help you with your insurance due to the frequency of said accidents. The top five accident types include:

Top Ten Types of Accidents

  1. Collision with Vessel (1,479 accidents – 68 fatalities)
  2. Collision with Fixed Object (525 accidents – 46 fatalities)
  3. Falls Overboard (488 accidents – 199 fatalities)
  4. Capsizing (393 accidents – 184 fatalities)
  5. Skier Mishap (380 accidents – 7 fatalities)
  6. Alcohol Use (296 accidents – 109 fatalities)
  7. Passenger/Skier Behavior (291 accidents – 26 fatalities)
  8. Machinery System Failure (285 accidents – 21 fatalities)
  9. No Proper Lookout (271 accidents – 11 fatalities)
  10. Rules of the Road Violation (188 accidents – 13 fatalities)

So, remember to contact us today to have a safe and happy summer with your family and friends while enjoying your vessel!

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